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Free Mortgage Calculator — Calculate Monthly Payments & Amortization

Calculate monthly mortgage payments and see total interest over the loan term.

About Mortgage Calculator

Enter your home price, down payment, interest rate, and loan term to see your estimated monthly payment broken into principal and interest. Also calculates total interest paid over the life of the loan, the total cost of the home, and an amortization schedule. Essential for home buyers comparing loan offers, refinancing decisions, or understanding how extra payments reduce total interest.

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